Personal Credit – With a 680 or better credit score, on time payments and at least a decent sized credit card, you can qualify for $15k to $150k in 0% Business/Personal credit lines/cards at 0% for up to 18 months.

Income – With a 650 fico score & verifiable personal income (W2 if employed, last 2 yrs taxes if self employed) and manageable personal debts you can qualify for 5 year, no collateral loans up to $100k.

Business Financials – With a 600 fico score and business bank statements deposits of $15,000 per month average over the last 90 days there are business loan options and of course with 2 yrs of profitable business/personal tax returns there are funding options up to $1 Million.